About MyFinancialFuture

What is MyFinancialFuture?

MyFinancialFuture is a free Australian lifetime financial projection tool. It lets you build a detailed financial plan — including income, expenses, property, superannuation, ETFs, and debt recycling strategies — and see a monthly-resolution cash flow and net worth projection over any horizon you choose.

The tool is designed for everyday Australians who want to understand their financial trajectory without needing a financial adviser for every scenario. It does not hold an Australian Financial Services Licence (AFSL) and does not provide personal financial advice.

What MyFinancialFuture is not

MyFinancialFuture is not a financial adviser and is not personal financial advice. The projections it produces are based entirely on your inputs and stated assumptions — they are illustrative models, not predictions of future performance. Before making any financial decision, consider seeking advice from a licensed financial adviser.

AI Analyse

Registered users can use the AI Analyse feature, which uses Groq's inference API to generate candidate strategies, stress-test them against your plan, and explain the results in plain English. The AI operates strictly within the registered add-on modules (property, ETF, super, debt recycling, cash). It will never name real financial products, super funds, brokers, or tickers, and it will never use advice language.

Before your plan reaches Groq, it is anonymised in your browser: all personal labels are stripped, dates are converted to month offsets, and amounts are kept as integers. The full plan never leaves your browser.

Privacy by design

We do not require your real name, date of birth, address, Tax File Number, or bank account details — ever. Sign-in is by magic link (email → secure link). We do not store passwords. Accounts inactive for 30 days are automatically deleted. See our Privacy Policy for full details.

Contact

Questions or feedback: hello@myfinancialfuture.com.au
Privacy enquiries: privacy@myfinancialfuture.com.au