Stamp duty calculator 2026–27
Work out the transfer duty on a home in any Australian state or territory, and see the same purchase in all eight. Figures current as at the 2026–27 financial year, checked October 2026. Nothing you type leaves your browser.
Stamp duty in New South Wales, 2026–27
$27,937
3.7% of the price. Price plus duty is $777,937.
The same purchase in every state
| State or territory | Duty | Share of price |
|---|---|---|
| Australian Capital Territory | $19,208 | 2.6% |
| Queensland | $19,600 | 2.6% |
| New South Wales | $27,937 | 3.7% |
| Tasmania | $28,935 | 3.9% |
| Western Australia | $29,741 | 4.0% |
| South Australia | $35,080 | 4.7% |
| Northern Territory | $37,125 | 5.0% |
| Victoria | $40,070 | 5.3% |
How the numbers are worked out
Each state charges duty in bands. The duty is a set amount for the band the price falls in, plus a percentage of the amount above the start of that band. Some states have lower rates for a home you will live in, and most reduce or remove duty for eligible first home buyers up to a price cap. The calculator uses the same 2026–27 tables as the MyFinancialFuture planner.
- Home to live in applies owner-occupier rates where a state has them (Queensland, Victoria up to $550,000, and the ACT).
- First home buyer applies each state's first home concession, assuming every eligibility test is met. In South Australia relief applies only to new homes. Tasmania's established-home exemption ended on 30 June 2026.
- Investment property uses the general rates.
What it leaves out
Foreign purchaser surcharges, vacant land and off-the-plan rules, pensioner schemes and the NT house and land exemption are not included. Eligibility for concessions depends on tests such as never having owned a home, moving in within a set time and, in some states, residency status. ACT figures use the rates published from 1 July 2025, and the ACT usually lowers its rates each July. For NSW first home buyers between $800,000 and $1m, the concession is an estimate, because Revenue NSW does not publish its formula. The state revenue office gives the official figure for a purchase.
Next steps
The full comparison, with the concession caps and the cliffs above them, is in stamp duty by state in 2026–27. To see how the purchase, the loan and the rest of your finances play out over the years, open the planner. It is free and needs no sign-up.