Build a lifetime plan across income, expenses, property, super, ETFs and debt recycling, and watch your cash flow and net worth project to any age. No account needed.General information only — not financial advice.
Enter your household's income, expenses and investments, add strategies like an investment property, salary sacrifice or debt recycling, and the engine projects your month-by-month cash flow and net worth — in both today's dollars and future dollars — for as far ahead as you like. Everything is calculated transparently from your inputs and stated assumptions.
A free tool for everyday Australians to build a lifetime financial plan — income, expenses, property, superannuation, ETFs and debt recycling — and see a month-by-month cash-flow and net-worth projection to any age you choose.
Yes. Building plans, running scenarios and viewing your projection are free, with no account required. Optional Pro features (unlimited AI analysis, advanced exports) are available later.
No. You can build a full plan anonymously — it is stored privately in your browser. Creating a free account simply lets you save and sync across devices.
No. MyFinancialFuture provides general financial information only, based on the figures and assumptions you enter. It does not provide personal financial advice and never recommends specific products. Consider speaking with a licensed financial adviser before making decisions.
Salary and other income, household expenses, owner-occupied and investment property (with stamp duty, loan amortisation and rental analysis), superannuation strategies, ETF investing and debt recycling, retirement drawdown, and what-if scenarios.